Only for BlueOptions members: BlueOptions Care Plus Program
When you enroll in BlueOptions, you’re automatically enrolled in our BlueOptions Care Plus Program — at no extra cost.
This means you get:
- Exceptional service and help managing your health care journey.
- Quick and easy connection with our award-winning customer service team live, by chat, or phone – who answers first time every time.
- Registered nurses and advocates who will help coordinate your care if you have a complex or ongoing health condition.
- An easy-to-use, no extra-cost app from meQuilibrium to support your mental well-being, build resiliency, and manage day-to-day stress.
Florida Blue Centers
Get the support you need to achieve your health goals.
At Florida Blue Centers, we're dedicated to helping Florida residents live healthier lives. That's why we offer a range of wellness programs and services, from nutrition classes to fitness classes, all designed to help you be your healthiest.
By visiting a Florida Blue Center, you'll get:
- Face-to-face support and guidance from licensed sales agents and service consultants
- Registered nurses that can provide health screenings and answer health questions
- Community Specialists who can connect you to a variety of local resources including job search assistance, and healthy food programs
Expert agents dedicated to you
We're here to help you make informed decisions about your healthcare, so you can focus on what matters most — your health and wellbeing.
Our licensed agents are here to guide you in choosing a health plan that fits your needs, with no-cost consulting to help you make an informed decision.
Here's what you can expect:
- Personalized guidance to understand your unique needs
- Solutions that fit your budget and lifestyle
- Expert advice at no additional cost to you
Save on prescriptions with Florida Blue
When you choose Florida Blue, you're not just getting a health plan — you're getting a partner that's committed to helping you save money on your health care costs. Our prescription savings program is just one of the many ways we're working to make health care more affordable for you.
Amazon Home Delivery Pharmacy4
Save with 90-day prescriptions, which often cost less than monthly prescriptions. Plus, get free home delivery with Amazon Pharmacy at no extra cost, helping you save even more.3
MedsYourWay Rx discount card7
Get up to 80% off prescriptions with a MedsYourWay discount card, seamlessly integrated with Amazon Pharmacy. The MedsYourWay discount card is not insurance; but may count toward your out-of-pocket maximum.6
Shop and compare pharmacies to find the best prices8
Compare medication costs and find cheaper alternatives with our myPrime tool.
Your health plan at your fingertips
Frequently Asked Questions
We also offer plans that aren’t available on www.healthcare.gov. These plans are only available through our dedicated Florida Blue agents.
There’s a lot to think about when choosing a health plan. Deductibles, out-of-pocket limits, in-network, out-of-network, copays — more than meets the eye! Let one of our health plan specialists help you. They’ll do a full needs analysis and recommend the right plan for you and your situation.
We know your doctor is important to you. Look up doctors in our online provider directory.
You can look up specific drugs and medications in each plan’s medication guide.
Each plan has its own medication guide, so be sure the one you look at matches the plan you are shopping for or are already enrolled in. It lists all the drugs the plan covers; plus any special rules you’ll need to follow with certain medications.
Once you join Florida Blue, you’ll be able to look up medications in your member account, compare costs across pharmacies, and so much more.
Think of it this way: in-network is about getting health care from the broad range of providers who are part of your health plan’s network.
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In-network means a group of doctors, hospitals and other health care providers who have agreed to give you discounted rates because you're a Florida Blue member. We negotiate for you, so, you’ll pay less out-of-pocket when you get care. And they can’t send you a bill for more than what has been agreed to — this is called balance billing and you’re safe from it.
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Out-of-network means you're getting care from providers who aren’t part of your health plan’s network. You’ll probably have higher out-of-pocket costs when you see an out-of-network provider and they may balance bill you for the full amount for your care. Don't worry — if it's an emergency, you're always covered.
Staying in-network usually saves you money due to pre-negotiated, discounted rates. It pays to stay in your health plan’s network, depending on your needs.
Not sure which Florida Blue plan is right for you? Our licensed agents can guide you through different plans that meet your needs. Call us to talk with an agent, or we can reach out to you.
1To be eligible for $0 monthly cost, your Marketplace monthly advance premium tax credit must be equal to or more than the premium.
2Value Choice Provider is a designation Florida Blue gives to some in-network providers, including Sanitas Medical Group and Guidewell Emergency Doctors. Guidewell Mutual Holding Corporation is a corporation based in Jacksonville, Florida. $0 Value Choice Provider (VCP) primary care visits and reduced cost shares for VCP specialist visits do not apply to Health Savings Account (HSA) plans, Simple Choice plans, or myBlue plans 2126, 2146, 2266, or 2286; VCP services will be covered at the cost share amount that would apply to non-VCPs. Some services may require the provider to obtain a prior authorization from Florida Blue.
3Walgreens© and myWalgreens™ are trademarks of Walgreen Co. Walgreens is an independent contracted pharmacy provider, and not otherwise affiliated with Florida Blue.
4Amazon Pharmacy is an independent company contracted to provide Pharmacy Home Delivery Services for Florida Blue. Amazon Pharmacy does not dispense Schedule 2 controlled substance or specialty drugs
5Sanitas is an independent medical center, serving people insured by Florida Blue (or other Blue Cross Blue Shield plans), original Medicare or self-paying for medical treatment. Locations in these counties: Broward, Collier, Duval, Hillsborough, Lake, Lee, Leon, Marion, Miami-Dade, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Sarasota, Seminole, and St. Lucie.
6meQuilibrium is an independent company contracted by Florida Blue to provide health and wellness services and resources to members. This benefit is available to Florida Blue members age 18 and older. Eligibility is limited to members with an individual or family plan, an individual or family ACA plan and members with coverage from their fully insured group employer health plan.
7MedsYourWay prescription drug discount card, administered by Inside Rx LLC, is not insurance. You are responsible for the cost of prescription(s) when using the card. Limitations apply. The discount pricing card is automatically available to all members with no additional sign up needed. The card is electronic only, a physical card will not be mailed. Average savings based on usage and inside Rx data as compared to cash prices; average savings are up to 80% for all generics and 37% for select brand medicines. Restrictions apply.
8Florida Blue contracts with Prime Therapeutics, LLC to provide pharmacy benefit management and home delivery services.
9Reward amounts available for individual ACA members 18 years or older. Reward amounts will apply to premiums and excess amounts may be redeemed subject to the reward program's terms and conditions. Please tag in the content.
10Blue365® offers access to savings on items that members may purchase directly from independent vendors. Blue365 does not include items covered under your policies with Florida Blue or any applicable federal health care program. To find out what is covered under your policies, call Florida Blue. Blue Cross and Blue Shield Association (BCBSA) may receive payments from Blue365 vendors. Neither BCBSA nor any local Blue company recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. For more information about Blue365, go to floridablue.com/disclaimer/blue365.
11One (1) Lyft ride available to ACA individual members 18 years or older up to $50 roundtrip, subject to terms and conditions. One code, valued at $50, can be used for two rides – one to and one from the provider appointment. If the ride is more than $25 in either direction, Lyft will charge the extra amount to the member’s debit or credit card. Lyft is an independent third party that provides transportation services.
12The plan information provided on this webpage is for plan year 2025.
13Many Florida Blue plans cover annual wellness checkups, including covered vaccinations, lab work, and screenings, for a $0 copay. During your checkup, if you need medical tests or treatments, prescriptions, or a referral, you may have a cost share. When scheduling your checkup with a new doctor for the first time, ask if you need a new patient visit before your checkup. If so, you may have a cost share for the new patient visit.
14$0 Value Choice Provider (VCP) Primary care visits do not apply to Health Savings Account (HSA) plans, Simple Choice plans, or myBlue plan 2286. $0 for first two (2) VCP urgent care visits and reduced cost shares for VCP specialist visits do not apply to Health Savings Account (HSA) plans or Simple Choice plans. For these exceptions, VCP services will be covered at the cost share amount that would apply to non-VCPs.
Policies have limitations and exclusions. The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefits selected.
Health insurance is offered by Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue and HMO coverage is offered by Health Options, Inc. DBA Florida Blue HMO. Both companies are Independent Licensees of the Blue Cross and Blue Shield Association.
We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex. You may access the Nondiscrimination and Accessibility notice here.
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