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Let’s Keep Solving: Employer health plan options for every team

With a wide-reaching network and innovative programs, we have health solutions that work for you — and your workforce.

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employees working together at their small business

We're with you, providing flexible options for businesses of all sizes

Whether you need employer group health insurance or HMO plans for a small team or a large organization, we’ve got options to suit your team.
 

For small businesses

1-50 employees

Get high-quality care for your employees at a cost that works for your business. Florida Blue’s competitive health plan portfolio offers some of the lowest-priced silver plans. Choose from network solutions that help balance cost and access, and fully insured or balanced funded ​plans. Our robust ancillary product portfolio for small businesses offers affordable dental, vision, and life insurance solutions for your employees.

For mid-sized businesses

51-499 employees

Create tailored, group-specific offerings that work for your team. Our broad, competitive health plan portfolio includes fully insured, balanced funded, or self-insured options, with competitive pharmacy and behavioral health programs, ​and other high-value benefits. Our robust ancillary product portfolio for mid-sized businesses offers affordable dental, vision, life, disability, and supplemental insurance solutions for your employees.

For large businesses

More than 500 employees

Select from a suite of offerings to build the optimal package. With more than 75 years of partnering with large businesses, we’re able to offer flexible, highly customized, end-to-end solutions with exceptional levels of service and support. Our robust ancillary product portfolio for large businesses offers affordable dental, vision, life, disability, and supplemental insurance solutions for your employees.

business owner reading about health care industry trends from Florida Blue on her tablet

Insights and trends

Stay up to speed on current health care developments impacting your business and your employees.

Read more

Insights and trends

Stay up to speed on current health care developments impacting your business and your employees.

Read more

Top-notch health care for your employees

A network of caring providers

Our providers focus on the highest quality of care and the best outcomes at accessible prices, with greater emphasis on prevention and personal wellbeing, and fewer office visits.  

Affordable options

Savings for you and your employees

Build a benefits package that’s affordable for everyone with a wide range of coverage and cost-sharing options. Checkups, routine mammograms and screenings, diabetic supplies, virtual visits, and more can be covered at no extra cost.  

Support on demand

Easy access that’s easy to manage

Dedicated Customer Service advocates, tailored onboarding, and an easy-to-use mobile app make it simple for you to manage benefits and enrollment. We also make it simple for employees to find providers, access care, and get account help.  

Wellness and rewards

Health that’s rewarding every day

Make better health easier with options like innovative programs, personalized digital health tools, health coaches and social service advocates, rewards and incentives, virtual visits and Lyft rides to doctor appointments. 

Community focus

Healthier solutions, closer to home

We believe in local solutions and whole-person care. Our Florida Blue Centers offer personalized support, including nurse coaching, fitness classes and health education programs. 

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Health benefit plans have limitations and exclusions. The amount of benefits provided depends on the plan selected and the premium may vary with the amount of benefits selected.

Reward amounts available for members aged 18 years or older enrolled in an individual/family ACA plan and members with coverage from their fully insured group employer health plan.  Reward amounts will apply to premiums and excess amounts may be redeemed subject to the reward program's terms and conditions.

Many Florida Blue plans cover annual wellness checkups, including covered vaccinations, lab work, and screenings, for a $0 copay. During your checkup, if you need medical tests or treatments, prescriptions, or a referral, you may have a cost share. When scheduling your checkup with a new doctor for the first time, ask if you need a new patient visit before your checkup. If so, you may have a cost share for the new patient visit.

Lyft is an independent third party that provides transportation services.

Life is offered by Florida Combined Life, an affiliate of Blue Cross and Blue Shield of Florida, Inc., D/B/A Florida Blue. These companies are Independent Licensees of the Blue Cross and Blue Shield Association.

Florida Blue and Florida Blue HMO are Independent Licensees of the Blue Cross and Blue Shield Association. Florida Blue, Florida Blue HMO, Florida Blue Preferred HMO (collectively, “Florida Blue”), Florida Combined Life and the Blue Cross and Blue Shield Federal Employee Program® (FEP) comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex. We do not exclude people or treat them differently because of race, color, national origin, age, disability, or sex.

Life, Disability and Supplemental products are offered by USAble Life. USAble Life is an independent company and operates separately from Florida Blue.

Dental plans are offered by Florida Combined Life Insurance Company, Inc. (FCL), an affiliate of Florida Blue and an Independent Licensee of the Blue Cross and Blue Shield Association.

FBC GMEM 001 NF 042024