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A Medicare Supplement plan helps fill the gaps in Original Medicare.

Since Medicare doesn’t cover all health care expenses, you can also buy a variety of Medicare Supplement insurance plans with different cost and benefit structures.

What do Medicare Supplement plans cover?

  • Helps with Original Medicare coinsurance, copayments and deductibles
  • Any doctor who accepts Medicare with no network restrictions

  • Specialists without a referral

  • Medical coverage when you travel anywhere in the United States

  • Some preventive care benefits

Since Medigap plans do not cover prescription drugs, you may want to consider pairing this plan with a Medicare Part D plan.

In order to be eligible to buy a Medigap plan, you must be:

  • At least age 65 (or under age 65 with a disability or end-stage renal disease)

  • Enrolled in Medicare Parts A & B

What does a Medigap plan cost?

In paying for many healthcare items and services, Medicare Supplement plans share the cost of care through deductibles, copayments and coinsurance. The cost varies by plan.

Your Medicare Supplement plan costs include:

  • Deductible - The amount you pay before Florida Blue begins to pay its share of the cost.
  • Copay - A flat dollar amount (for example, $10) you pay each time you receive care.
  • Coinsurance - A percentage (for example, 10%) you pay for your care after you meet your deductible.
  • Premium - A fixed, monthly amount you pay for your Medicare supplement plan coverage.

Florida Blue Medicare Supplement plans features

What features do all Florida Blue Medigap plans offer?

  • Hospitalization

  • Medical Expenses

  • Blood (First Three Pints)

  • Hospice Care

  • Automatic Premium Payment Discount

  • Fitness Program – The Silver Sneakers® Fitness Program can help you get fit, have fun and make friends*

  • Same Age Forever – Our Same Age Forever program locks in your rate at age 65 forever, and your premium will never go up due to age

  • Automatic Claims Filing – Present your Medicare card and Florida Blue Medicare Supplement ID to your hospital or doctor – we’ll handle the rest for you

  • 30 Day Money-back Guarantee – If you’re not completely satisfied, return your contract within 30 days of policy delivery to receive a full refund of premiums paid

*This program is available for all plans but has an additional cost.

What features are covered in some Florida Blue Medicare Supplement plans

  • Limited pay-out-of-pocket costs

  • Part A Deductible

  • Part B Excess Charges

  • Skilled Nursing

  • Foreign Travel Emergency Care

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FBM PROD 001 F 092024
Last Updated: 10.01.2024
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